Florida Hometown Heroes Program: Who Qualifies?

The Florida Hometown Heroes program is one of the most powerful homebuying tools available for Florida's community workforce. Here's everything you need to know.

Who qualifies? The program is designed for full-time employees in eligible occupations, including: - Teachers and school staff - Nurses, doctors, and healthcare workers - Firefighters and EMTs - Law enforcement officers - Military and veterans - And many more community workers

What are the benefits? - Lender-specific options may include 100% financing (no down payment) - Competitive interest rates - Down payment and closing cost assistance options - Available statewide in Florida

Income and purchase price limits Income limits vary by county. Purchase price limits also apply. A licensed lender can confirm your eligibility based on your specific county and income.

How to apply You cannot apply directly — you must work through a participating lender. That's where we come in. We connect you with trusted local Florida lenders who participate in the Hometown Heroes program.

Important note Program guidelines and availability are subject to change. Always verify current requirements with a licensed professional.

Ready to see if you qualify? It takes less than 2 minutes.